Saturday, May 23, 2015

Michigan Restoration Services Provided Help To Flooded Property Owners

By Jon Samuelson


When a flood occurred the basements of homes were subject to damage. Some homeowners had luxurious recreation rooms with plush carpeting and electronic equipment. The water damage Rochester Hills property owners had experienced required professional restoration services.

Flooding can damage a house in many ways, whether in the basement recreation room or as high as the first floor. The storm conditions may cause a nearby river to overflow its banks. What not all homeowners know is that not all flooding situations are covered by their insurance policy.

There are numerous ways flooding can cause damage to a home. What most policy holders do not realize is that they must carry separate flood insurance to cover it. The reason is that bad weather may be the cause. When it is, the resulting damage is not covered by the ordinary policy.

The residential damage may be caused by a failing sump pump, a broken wash machine or a leaking pipe. This kind does not always show up immediately. First you may see spots. Later on, it may damage property stored against the wall.

Three types of flooding can ruin a house. There is clean that is the result of a broken pipe to a bathroom or kitchen sink. This kind does not present a health hazard if fixed in a timely fashion.

If the situation involves the gray type it will contain contaminants such as chemicals or biological organisms. This happens if a toilet leaks and there is urine in the leak. It can come from a defective sump pump.

The gray type is contaminated by biological, physical or chemical substances. It is found in the leak from a toilet containing urine, a leaking sump pump or a discharge from the dishwasher. It carries micro-organisms.

Some property can be salvaged after a clean water flood. All must be thrown out after one contains sewage. The carpeting soaked with clean water can be saved if it has been wet for less than two days. It will require work, of course.

Dirty water, such as black water, is a definite health hazard. Homeowners can restore something damaged by clean water. However, when it is the gray or black type, you may want to call in the specialists. You can check for those companies under listings of Fire and Water Restoration.

When a homeowner notices small spots on a wall in a room, he may dismiss them as a minor discoloration. However, they may indicate the presence of a problem on a much larger scale. Those spots may indicate the presence of mold that is developing behind the wall.

If there is any mold, it must be removed as soon as possible. Experts can be invaluable in assessing the extent of the mold and giving advice on how to get rid of it. Your homeowners insurance should be responsible for the cost of any necessary work.




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